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「一生懸命働いてるのに、なぜかお金が残らない…」 「毎月ギリギリで、子どもの将来が不安…」 そんな悩みを抱えている共働き・子育て家庭の方へ。 実はそれ、あなたのせいではありません。 多くのご家庭がハマってしまう“がんばりすぎ家計の落とし穴”があるのです。 私もかつては、“浪費家の夫”でした 結婚当初、夫婦で年収700万円。それでも貯金ゼロ。 支出の把握もできず、月末はいつも「足りるかな…」と不安な気持ちで過ごしていました。 そんな我が家が変われたのは、「節約」ではなく、「お金の使い方そのもの」を見直したからでした。 私は、心理学や行動経済学の視点から“感情に寄り添う家計管理”を学び、 お金を「削る」ではなく「活かす」に変えていく実践型の家計プログラム【Family Money
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Hello, this is michiyo. I studied at school to become a Japanese teacher. Since then, I have been giving volunteer lessons to foreigners who work in Japan. I also love studying languages, and I am studying Korean. It's very fun to be able to talk with people! Let's talk a lot so that everyone can speak natural Japanese! Language improvement is an output. Try using the sentence pattern you learned
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여러분, 안녕하세요.Nice to meet you! My name is YENA, a Korean teacher. I am very happy to meet everyone at Cafe Talk.I was born in Korea and I was educated in Korea up to university. I majored in classical music vocal music at university, and after graduating I taught vocal music and piano from children to adults.After that, I decided to live in Japan, and more than 20 years have passed since I came to
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こんにちは(*ˊᗜˋ*)/ 小学生の頃から洋画や海外ドラマ、洋楽が大好きで英語に興味を持ったのがきっかけで、そのまま外国語大学に進んで卒業後数年は日本で働き、その後カナダに渡りそのまま住んで約22年になります。現地ではマーケティングや事務業、建築現場での交通整理等を経験しました。現在、CELTAコースの準備中です。英語（& その他の言語全て）は生き物で、日々新しい造語や言い回しがどんどん追加され更新されていきます。私のレッスンでは、状況により基礎的な文法等をやる場合もありますが、基本は実践的でより効率的な"Comprehensibe Input"・ "Intensive & Extensive Reading"・ "Intensive & Extensive Listening" などを駆使して自然にかつ最も効果的で効率的に、総合的な文法・イディオム・語彙・英語の
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【New students are very welcome! Repeaters are also very welcome!】Hello! Nice to meet you. I’m Nori. I am originally from Hiroshima, Japan, but I currently live in Brisbane, Australia. I am traveling around Australia on a working holiday visa until next May while working as a tutor. I currently offer three types of lessons: Japanese lessons, children’s Japanese lessons, and lessons for
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Hello everyone, my name is Nico. I'm living in Kansai, Japan.♪ My career history I have a university degree in French Teaching (FLE) and French Literature. In my native country, I mainly worked as a teacher, but also as an editor from time to time. In 2013, I decided to come to teach French in Japan and I fell in love with this country. I worked in different language schools and at the University
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◇◆Dear students, you who want to learn Japanese◆◇I'm Juno from Cafetalk!I've lived in the countryside of Japan since I was born. I am very friendly, patient and enthusiastic when it comes to languages!I have been teaching Japanese since 2016.I have two children(elementary school students) and we love going to parks when it's sunny. I have work experience of 6 years as an office worker. ・Y
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Introduction Hi everyone! My name is Tanya and I’m from the United Kingdom. I live in Shropshire, which is a very rural county, which means I‘m able to ride my beautiful horse “Ted”, go for long walks and spend most of my days outside. I have had a career in customer services and spent the last 7 years working for a global company called Haulotte UK. I have a d
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Have any problems with learning Japanese or Chinese? Let me help you! ・Have you passed the Japanese Language Proficiency Test (JLPT), Chinese Language Proficiency Test (CLPT), HSK, etc., but still feel like you can’t converse in those languages? ・Do you want to be able to speak Japanese or Chinese more naturally? ・Have you heard of a term in Japanese or Chinese, but wasn&rsquo
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